State Farm Insurance Agent Serving Clermont and South Lake County

KNOW YOUR COVERAGE. KNOW WHO TO CALL.

Personal insurance guidance for Clermont’s growing communities, new homeowners, and families along the Highway 27 corridor—helping you understand your options and make confident decisions about protecting what matters.

The Michael Mowdy State Farm Agent office has proudly served Clermont since 2001. I bring 38 years of State Farm experience, including 25 years as a local agent, helping individuals and families understand their coverage options and make confident insurance decisions.

Our Clermont office serves customers throughout South Lake County and nearby Central Florida communities, including Clermont, ZIP code 34714, Cagan Crossings, Sawgrass Bay, Greater Groves, Orange Tree, Glenbrook, Wellness Way, Olympus, Esplanade at McKinnon Groves, Minneola, Groveland, Mascotte, Winter Garden and surrounding areas.

We are especially experienced in helping families who are moving to the area, purchasing a newly constructed home, transferring insurance from another state or reviewing their coverage after a major life change. Whether you need Auto Insurance, Homeowners Insurance, Renters Insurance, Life Insurance or coverage for another part of your household, our team will help make the process easier to understand and manage.

As a Central Florida native, I graduated from West Orange High School and the University of Central Florida with a degree in Finance. I also hold the ChFC and CLU professional designations, reflecting my commitment to helping customers make informed decisions about protecting their property, income and families.

Our team provides personal service in both English and Spanish. We are available by phone, text or in person and take pride in being responsive, approachable and ready to help when customers have questions.

You can find us at 4279 South Highway 27 in Clermont, in front of the King’s Ridge Publix near Marco’s Pizza and Twistee Treat. If you’re moving to the area, buying a home, renting, or simply looking for a local office that’s ready to help, stop by our Clermont office, call, or send us a text to get started.

Frequently Asked Questions

Do you serve customers who live in Clermont ZIP code 34714?

Yes. Our office serves customers throughout Clermont and South Lake County, including ZIP code 34714, Cagan Crossings, Sawgrass Bay, Greater Groves, Orange Tree, Glenbrook and other communities along the Highway 27 corridor. Although our office address is in 34711, we are conveniently located on South Highway 27 and regularly assist families throughout South Clermont.

Can you help if I am moving to Clermont from another city or state?

Yes. We frequently help people who are moving to Clermont and the surrounding area. Our team can discuss your Florida Auto, Homeowners, Renters and Life Insurance needs and help make the insurance transition easier to understand. If you are already a State Farm customer, we can also assist with transferring your policies to our Clermont office.

When should I contact you if I am buying a newly constructed home?

Contact us as early as possible once you have the property address, expected closing date and basic information about the home. Starting early allows time to gather the necessary construction and property details, review available coverage and provide information your finance company may require before closing.

What information will I need for a homeowners insurance quote?

Helpful information can include the property address, expected closing date, year built, square footage, roof information, construction details, safety features and finance company information. Requirements can vary by property, so our team will explain what is needed and guide you through the process.

Can your office help me combine my auto and home insurance?

Yes. We can review your Auto and Homeowners Insurance together, explain available coverage options and determine whether you may qualify for applicable State Farm discounts. Eligibility, availability and savings vary, but reviewing the policies together can make it easier to identify coverage gaps and understand how your household is protected.

Can you review my current insurance even if I am not yet a State Farm customer?

Yes. You do not have to wait until a renewal or major life event to review your insurance. We can discuss your current situation, learn what is important to you and provide State Farm coverage options for comparison. There is no obligation to change companies simply because you request information.

Can you help homeowners consider life insurance?

Yes. A home is often one of a family’s largest financial obligations. We can discuss how Life Insurance may help provide financial support for loved ones and how the amount and type of coverage can be evaluated in relation to debts, income, family responsibilities and long-term goals.

What types of insurance does your Clermont office offer?

Our office can assist with Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health and Pet Insurance. We also offer assistance with other financial services products. Product availability and eligibility can vary, and our team can help determine which options may be appropriate for your situation.

Can I receive help in Spanish?

Yes. Our Clermont team provides service in both English and Spanish. Customers can contact us by phone, text or in person for help with quotes, policy questions and insurance reviews.

Do I need to visit the office to request a quote or coverage review?

No. You may contact our office by phone or text, begin a quote online or visit us in person. We are located at 4279 South Highway 27 in Clermont, in front of the King’s Ridge Publix near Marco’s Pizza and Twistee Treat.